Pedestrians should be given right-of-way by vehicle drivers in all situations.Parking lot right-of-way in Chicago can be determined using the following rules: Understanding this right-of-way is the best way to determine who may be at fault in an accident. This is not true! Parking lots have right-of-way rules just like a public road. In truth, there are ways to determine fault, just like there would be on a normal public road.īoth myths stem in part from the idea that a parking lot is some sort of “wild west” when it comes to fault and right-of-way. In truth, liability insurance covers any situation where the policyholder causes damages to another person or vehicle.Īnother myth is that parking lot accidents always split the fault 50-50. One such myth is that insurers won’t cover these accidents because they occurred on what is technically private property. There are many myths surrounding parking lot accidents. If you have been hurt in a Chicago parking lot accident or have extensive vehicle damages and aren’t sure where to turn, let our experienced lawyers assist you.įault Is Determined According to Who Had Right-of-Way Parking lot accidents may predominantly occur at low speeds, but that doesn’t make it any less necessary to determine fault and identify available coverage. Langdon & Emison has the experience and resources to assist you after your parking lot accident. Making matters worse, police may be reluctant to respond to or investigate an accident that does not occur on a public road unless an injury or other significant event has occurred. After the officer provides you with the report number, make sure you give this information to your insurance company.Parking lot accidents are among the most common types of accidents in Chicago, but they can also be one of the hardest to figure out when it comes to determining fault. Having all the information on hand will make the claim reporting process extremely easy. Year, make, and model of all vehicles involved.Your auto insurance company can use that plate information to find out more about who owns the car and if there are any active insurance policies. Try to take photos of the vehicle’s license plates.
To help them with their liability decision, you will want to gather as much information from the other drivers as possible. Your auto insurance company and the other driver’s insurer will make that call. Neither you, the other driver, nor the police officer at the scene can determine liability. It is imperative to remember that you should not admit fault at the scene.
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